Terms and Conditions
Introduction
These terms and conditions govern your use of the Homeland Financing website and the services offered by our company. By using our website or services, you agree to be bound by these terms and conditions and our Privacy Policy. If you do not agree to these terms and conditions, please do not use our website or services.
Eligibility
Our services are available to individuals who are legally able to enter into a contract and are 18 years of age or older. We reserve the right to refuse service to anyone for any reason.
Services
We offer a wide range of mortgage services, including but not limited to, loan origination, underwriting, and servicing. Our services are provided to assist you in obtaining a mortgage loan. We do not guarantee that you will be approved for a loan or that you will receive the best possible loan terms.
Application Process
The application process for a mortgage loan includes providing us with personal information, including but not limited to your name, address, income, and credit history. By submitting an application, you authorize us to verify the information you provide and to obtain a credit report on your behalf.
Fees
We charge a fee for our services. The fee schedule will be provided to you at the time of application. Our fees are non-refundable, regardless of the outcome of your loan application.
Closing and Funding
If your loan application is approved, we will work with you and the lender to complete the loan closing and funding process. You will be responsible for paying all closing costs, including but not limited to, appraisal fees, title insurance, and closing attorney fees.
Non-Discrimination
We do not discriminate against any person on the basis of race, color, religion, sex, national origin, age, handicap, or familial status.
Governing Law
These terms and conditions and your use of our website and services are governed by and construed in accordance with the laws of the country in which you reside. Any dispute arising out of or relating to these terms and conditions or your use of our website or services will be resolved in the country’s courts of competent jurisdiction.
Changes to Terms and Conditions
We reserve the right to make changes to these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website or services following any changes indicates your acceptance of the new terms and conditions.
Contact Us
If you have any questions or concerns about these terms and conditions or our services, please contact us by email at info@homelandfinancing.com or by phone at 630-888-1857.