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Licensed in 27 states
Buy, refinance, or put the equity in your home to work — with a brokerage that shops an entire lender network instead of one institution's shelf.
27
States licensed
Most local brokers can only serve one.
38+
Years combined experience
We understand the market.
30+
Loan programs
Shopped across the NEXA lender network.
5
Programs others skip
Halal, ITIN, DACA, foreign national, post-bankruptcy.
What we do
Big banks fit you to their product. We shop the whole NEXA lender network to fit the product to you.
Turn built-up equity into breathing room.
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Reach your equity without touching your first mortgage.
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The most forgiving path to a first front door.
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The benefit you earned, handled by people who understand it.
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The standard — shopped properly rather than handed to you.
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You are not behind. You just haven't been shown the options.
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Your tax return is not your income. We know that.
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The property qualifies. Not your W-2.
Learn moreThe difference
Every one of these serves someone who has been told no — often repeatedly, often without a real reason. Most brokerages don't advertise them because most brokerages don't know how to close them. We do.
Homeownership that does not require a compromise of faith.
How it worksAn ITIN is enough. You do not need a Social Security number.
How it worksDACA recipients can buy homes. Many lenders still say otherwise.
How it worksBuy American property without American credit.
How it worksA hard chapter is not a permanent sentence.
How it worksIf you've been declined somewhere else and never got a straight answer as to why, that is the conversation we're best at having.
In their words
First-time buyers, veterans, self-employed borrowers and investors — the same brokerage, the same phone number.
“I've closed four investment properties with Homeland now. Their expertise in creative financing is why I keep coming back. They understand the numbers as well as I do.”
“Most mortgage sites feel like talking to a robot. Homeland felt like talking to a neighbor. They explained the difference between FHA and Conventional in plain English so I could choose what was best.”
“Speed is an understatement. We were in a bidding war in Oswego and needed a pre-approval letter on a Sunday evening. Sam picked up the phone and got it done. We won the house.”
“I was looking for a mortgage company that didn't view me as just another number. I wanted to be treated like a human being! I was referred by my friend and I'm glad I was! They took care of me!”
“Homeland was quick! I literally was able to get my approval in 10 minutes and began shopping for my home the next day!”
“My credit was stellar, however I was a first time homebuyer and had no clue what programs were available. Homeland gave me 3 options!”
Where we lend
Most local brokers can serve exactly one state. If you move, buy out of state, or build a portfolio across markets, you start over with a stranger.
You don't, with us.
Why the footprint mattersHover a state for detail
The people behind it
Nearly forty years of combined lending experience, built in these neighbourhoods and now working across twenty-seven states. The people who started this company still sit on the files.
Co-Founder & Operations Manager
NMLS #221307
More than 18 years in mortgage lending, across roles from Loan Originator to Recruiter, Team Leader and Vice President. Recognised as a top originator specialising in VA, DSCR and investor lending, commercial and other unusual loan products — alongside conventional and FHA. Known for moving fast when it counts: one client got a pre-approval on a Sunday evening and won the house.
Co-Founder & Sales Manager
NMLS #1338174
More than 20 years across mortgage and real estate, in roles from Loan Originator to Team Leader and Assistant Vice President. Also recognised as a top originator in VA, DSCR and investor lending, commercial and unique loan products, as well as conventional and FHA. Dana lives in Illinois with her husband and two children.
Prefer to just talk it through? Tell us what you're working toward and we'll tell you what's possible.
Call 708-888-1518
Ready when you are
A short conversation, a straight answer, and real options in writing. Nothing about it commits you to anything.
Or call 708-888-1518 — Mon–Fri, 9am–9pm CT.
