Privacy policy

Homeland Financing is a net branch of NEXA Mortgage, LLC (NMLS #1660690), a licensed mortgage broker, located at 999 Oakmont Plaza Dr, Ste 600, Westmont, IL 60559. References to "we", "us" and "our" mean Homeland Financing and, where applicable, NEXA Mortgage, LLC.

You can reach us at 708-888-1518 or by writing to the address above.

Information you give us directly: your name, phone number, email address, property ZIP code, estimated property value, mortgage balance, outstanding debts, employment and income details, and anything else you choose to tell us in a form or on a call.

Information collected automatically: IP address, browser and device type, pages viewed, referring URL, and campaign parameters (such as UTM tags and advertising click identifiers) that indicate how you reached the site.

Information from third parties: where you proceed with an application, credit reporting agencies, employers, financial institutions and property data providers, as authorised by you during the application process.

The interactive calculators on this site run entirely in your browser. The figures you enter are not transmitted to us unless and until you submit a form.

To respond to your enquiry and contact you about mortgage products and services; to evaluate which loan programs you may qualify for; to submit applications to lenders on your behalf with your authorisation; to comply with lending, licensing, anti-money-laundering and record-keeping obligations; to measure and improve our marketing; and to detect and prevent fraud or abuse of this website.

We use campaign and analytics data — including sending conversion events to Google Analytics and to Meta's Conversions API — to understand which advertising produces enquiries. Where that data is transmitted to advertising platforms, direct identifiers such as your email address and phone number are cryptographically hashed before transmission.

Our forms ask for consent in two separate places, and they cover different things. The first box is required, and it covers messages about the request you submitted — a confirmation by text message and email that we have received it and that a licensed loan officer will be in touch. These messages relate only to your request. Message frequency varies, message and data rates may apply, and you can reply STOP at any time to opt out or HELP for help.

The second box is optional and you can leave it unticked without affecting your request. It covers marketing calls and emails from us and from NEXA Mortgage, LLC at the number and address you supplied, including through automated technology, artificial or prerecorded voice, and AI-generated voice. It does not cover text messages: we do not send marketing texts. This consent is not a condition of purchase and you can withdraw it at any time.

Message and data rates may apply. You can opt out of text messages at any time by replying STOP, and out of marketing email using the unsubscribe link in any message. Opting out of marketing does not stop transactional messages about an application already in progress.

We keep a record of the exact consent language shown to you at the time you submitted, together with the state of the checkbox and a timestamp.

Message frequency varies: you will receive a confirmation message when you submit an enquiry, and occasional messages from a loan officer about that enquiry. Message and data rates may apply. Reply STOP at any time to opt out, or HELP for help. We do not share, sell, or provide your mobile phone number or messaging consent data to third parties or affiliates for marketing or promotional purposes. All of the above categories exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties. Information may be shared with the subcontractors who deliver our messages solely so that those messages can be sent, and for no other purpose.

With NEXA Mortgage, LLC and with wholesale lenders and investors, in order to obtain loan options and place your loan.

With service providers who act on our instructions — hosting, database, email and SMS delivery, analytics and customer relationship management. They may use your information only to perform services for us.

With credit bureaus, title and escrow companies, appraisers and insurers, as required to process an application you have authorised.

Where required by law, regulation, subpoena, or to protect our rights, and in connection with a merger, acquisition or sale of assets.

We do not sell your personal information for money.

All of the above categories exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties or affiliates for marketing or promotional purposes.

This site uses cookies and similar technologies for essential functionality, analytics (Google Analytics 4 via Google Tag Manager) and advertising measurement (the Meta pixel). Advertising click identifiers may be stored to attribute an enquiry to the campaign that produced it.

You can control cookies through your browser settings. Blocking analytics and advertising cookies will not prevent you using this site or submitting a form. Most browsers also offer a Global Privacy Control signal, which we honour where required by law.

Depending on where you live, you may have the right to request access to the personal information we hold about you, to request correction or deletion, to opt out of targeted advertising or the sharing of personal information, and not to be discriminated against for exercising those rights. Residents of California, Virginia, Texas and several other states have specific statutory rights.

Financial institutions are also subject to the Gramm-Leach-Bliley Act, which governs nonpublic personal financial information and requires us to provide a privacy notice describing our information-sharing practices. Certain information collected during a loan application is subject to GLBA rather than state consumer privacy laws.

To make a request, call 708-888-1518 or write to us at 999 Oakmont Plaza Dr, Ste 600, Westmont, IL 60559. We will verify your identity before acting on a request.

We use administrative, technical and physical safeguards designed to protect your information, including encryption in transit and access controls limiting who can view lead and application records. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain enquiry and application records for as long as needed to serve you and to satisfy lending, licensing and record-keeping requirements, which for mortgage records is generally several years after the file closes.

This site is not directed at children under 16 and we do not knowingly collect personal information from them.

We may update this policy from time to time. The date at the top reflects the most recent revision. Material changes will be posted on this page.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.