Do I need to travel to the US to close?

Frequently not. Remote and consular closing options exist and we will set that up in advance.

What countries do you work with?

A wide range. Tell us where you are and we will confirm what is available.

Can I buy a short-term rental?

Yes, and it is a common use for this program. Income documentation works a little differently, which we will explain.

Programs others skip

Foreign National Loans

Buy American property without American credit.

Foreign national programs finance US property for buyers who live abroad and have no US credit file. Qualification runs on the asset and on documentation from your home country.

See if I qualify Call 708-888-1518

A row of restored brick and limestone townhouses with black doors and flowering window boxes in late-afternoon sun

Who this is for

Non-resident buyers purchasing US investment or vacation property
Buyers with no US credit history and no US tax returns
International investors building a US portfolio

No US credit required
Absence of a US credit file is expected, not disqualifying.
Foreign documentation accepted
Income and asset verification from your home country, handled properly.
Entity purchases
Closing through an LLC or a foreign entity is common and supported.
Investment and second home
Both occupancy types are available depending on the program.

Common questions

The things people
actually ask.

Do I need to travel to the US to close?: Frequently not. Remote and consular closing options exist and we will set that up in advance.
What countries do you work with?: A wide range. Tell us where you are and we will confirm what is available.
Can I buy a short-term rental?: Yes, and it is a common use for this program. Income documentation works a little differently, which we will explain.

Ask about Foreign national

Two quick questions to start. A licensed loan officer calls you back — usually within minutes.

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Equal Housing
Lender
NMLS #1660690Sam Ahmed #221307
Licensed in 27 statesPowered by NEXA Mortgage, LLC

From people in the same position

“I've closed four investment properties with Homeland now. Their expertise in creative financing is why I keep coming back. They understand the numbers as well as I do.”
Kevin W.Chicago, IL
“I was looking for a loan that would allow some creative financing on an investment property. Homeland secured what I needed and saved the day!”
Jason P.Des Moines, IA
“The big banks kept giving me the runaround because I'm self-employed. Sam actually sat down, looked at my bank statements, and found a path to a DSCR loan that made sense for my portfolio.”
Marcus T.Naperville, IL