Can DACA recipients really get a mortgage?

Yes. Agency guidance supports it where the borrower has valid work authorization and meets the standard credit and income requirements.

Why did another lender tell me no?

Usually because their internal overlays or their loan officer's knowledge stopped short of the actual guidance. That is a lender limitation, not a rule.

What documentation do I need?

Valid work authorization plus the standard income, asset, and credit documentation any borrower provides. We will give you the exact list up front.

Programs others skip

DACA Home Loans

DACA recipients can buy homes. Many lenders still say otherwise.

Deferred Action for Childhood Arrivals recipients are eligible for a range of mortgage programs, including agency-backed financing. The persistent obstacle is not the rules — it is lenders who never bothered to learn them.

See if I qualify Call 708-888-1518

A modest two-storey American home on a bright spring morning with a newly staked tree and fresh mulch

Who this is for

DACA recipients with work authorization and documented income
Buyers who have been declined and given no meaningful reason
Families ready to stop renting

Eligible, and we can prove it
Agency guidance permits this. We know the guidance, we cite it, and we close the loans.
Standard programs available
This is not a fringe product with punishing terms. Mainstream programs are in play.
We have done it before
This is not a theoretical capability we advertise. It is a file type we work.
Straight answers
If something in your file is genuinely a problem, we will say so instead of stringing you along.

Common questions

The things people
actually ask.

Can DACA recipients really get a mortgage?: Yes. Agency guidance supports it where the borrower has valid work authorization and meets the standard credit and income requirements.
Why did another lender tell me no?: Usually because their internal overlays or their loan officer's knowledge stopped short of the actual guidance. That is a lender limitation, not a rule.
What documentation do I need?: Valid work authorization plus the standard income, asset, and credit documentation any borrower provides. We will give you the exact list up front.

Ask about DACA

Two quick questions to start. A licensed loan officer calls you back — usually within minutes.

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Equal Housing
Lender
NMLS #1660690Sam Ahmed #221307
Licensed in 27 statesPowered by NEXA Mortgage, LLC

From people in the same position

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