Purchase a property
Start down the path
to owning it.
Fill out the purchase form and we'll take it from there. We shop the whole NEXA lender network and bring back the options you actually qualify for — whether this is your first place or your fifth property.
Get pre-qualified by filling out the form. We look forward to taking the journey with you.
- Free, no obligation
- No credit check to start
- Licensed in 27 states

What we finance
Not just first homes.
- First-time home buyers
- Investment property
- Commercial property
- Airbnb & short-term rental
- Multi-unit property
- Vacation homes
- Unwarrantable condos
- VA & military
Pick your starting point
Which of these
sounds like you?
Different situations need genuinely different programs. Choose one and the details change with it.

You're closer than you think.
Most first-time buyers assume the down payment is the wall. Usually the real wall is that nobody has walked them through what actually exists — assistance programs, gift fund rules, buyer credits. We start there.
- Down payment assistance checked before you start house hunting
- FHA, conventional and USDA compared side by side in plain English
- A pre-approval letter agents take seriously
“Most mortgage sites feel like talking to a robot. Homeland felt like talking to a neighbor. They explained the difference between FHA and Conventional in plain English so I could choose what was best.”
Get pre-approved
Two quick questions to start. Many of our clients have a letter in hand the same day.
- Equal Housing
Lender - NMLS #1660690Sam Ahmed #221307
- Licensed in 27 statesPowered by NEXA Mortgage, LLC
Why speed wins houses
A slow lender costs
you the house.
In a competitive market the seller picks the offer they believe will actually close. A pre-approval that took four days to produce tells them something about the next thirty.
“Speed is an understatement. We were in a bidding war in Oswego and needed a pre-approval letter on a Sunday evening. Sam picked up the phone and got it done. We won the house.”
“Homeland was quick! I literally was able to get my approval in 10 minutes and began shopping for my home the next day!”
Where we lend
Buying out
of state?
Relocating, buying a second home, or picking up a rental three states away — you keep the same broker and the same phone number.
Hover a state for detail
Buyers who got there.
“Most mortgage sites feel like talking to a robot. Homeland felt like talking to a neighbor. They explained the difference between FHA and Conventional in plain English so I could choose what was best.”
Sarah M.Joliet, IL “Speed is an understatement. We were in a bidding war in Oswego and needed a pre-approval letter on a Sunday evening. Sam picked up the phone and got it done. We won the house.”
Daniel L.Oswego, IL “I was looking for a mortgage company that didn't view me as just another number. I wanted to be treated like a human being! I was referred by my friend and I'm glad I was! They took care of me!”
Brad J.Frankfort, IL “Homeland was quick! I literally was able to get my approval in 10 minutes and began shopping for my home the next day!”
David J.Chicago, IL “My credit was stellar, however I was a first time homebuyer and had no clue what programs were available. Homeland gave me 3 options!”
Jason R.Sandwich, IL “As a veteran, I've dealt with a lot of lenders who don't truly understand VA benefits. Homeland made the process seamless. No stress, no hidden fees, just total respect for my service.”
Robert S.Aurora, IL
Start with a phone call.
Two questions and a conversation. You will know where you stand today, not next week.