Everything we do
Forty-plus ways
into a home.
A bank sells you the products it happens to hold. As a NEXA branch we shop an entire lender network — which is why the list below includes programs most brokers have never worked.
Buying a home
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FHA Home Loans
The most forgiving path to a first front door.
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VA Home Loans
The benefit you earned, handled by people who understand it.
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USDA Rural Development
Rural doesn't mean remote — and the map may surprise you.
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Conventional Financing
The standard — shopped properly rather than handed to you.
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First-Time Buyer & Down Payment Assistance
You are not behind. You just haven't been shown the options.
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Jumbo Financing
Above conforming limits, without the runaround.
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Specialty & non-traditional
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Bank Statement & Self-Employed
Your tax return is not your income. We know that.
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Non-QM Financing
For files that don't fit the box — because most real ones don't.
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Halal & Sharia-Compliant Financing
Homeownership that does not require a compromise of faith.
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ITIN Home Loans
An ITIN is enough. You do not need a Social Security number.
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DACA Home Loans
DACA recipients can buy homes. Many lenders still say otherwise.
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Buying After Bankruptcy or Foreclosure
A hard chapter is not a permanent sentence.
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The difference
Programs other lenders
won't offer.
Every one of these serves someone who has been told no — often repeatedly, often without a real reason. Most brokerages don't advertise them because most brokerages don't know how to close them. We do.
Halal financing
Homeownership that does not require a compromise of faith.
How it worksITIN
An ITIN is enough. You do not need a Social Security number.
How it worksDACA
DACA recipients can buy homes. Many lenders still say otherwise.
How it worksForeign national
Buy American property without American credit.
How it worksAfter bankruptcy
A hard chapter is not a permanent sentence.
How it works
If you've been declined somewhere else and never got a straight answer as to why, that is the conversation we're best at having.
Also available
And a good deal more.
These don't get their own page, but we work them regularly. If yours isn't listed anywhere on this site, ask — the answer is more often yes than you would expect.
- Fixed-rate conventional
- Adjustable-rate mortgages
- FHA 203(k) renovation
- FHA Streamline
- Second mortgages
- Interest-only structures
- Manufactured home loans
- Bridge loans
- Land & lot loans
- Farm & ranch
- Physician loans
- Commercial & mixed-use
- Reverse mortgages
- Asset depletion
- Condotel & non-warrantable condo
- Renovation financing
Not sure which one?
That's what the call is for.
Describe your situation in your own words. We'll tell you which programs are genuinely in play and which aren't — including when the honest answer is 'not yet'.
Or call 708-888-1518 — Mon–Fri, 9am–9pm CT.





