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About us
Homeland Financing, empowered by NEXA Mortgage, LLC, sits at the cutting edge of the mortgage industry — rooted in Westmont, Illinois, licensed across twenty-seven states, and plugged into a lender network built for fast approvals. Close enough to know your neighbourhood, connected enough to keep growing with you.
27
States licensed
Most local brokers can only serve one.
38+
Years combined experience
We understand the market.
30+
Loan programs
Shopped across the NEXA lender network.
5
Programs others skip
Halal, ITIN, DACA, foreign national, post-bankruptcy.
Our mission
Our mission is to provide our clients with the financial resources they need to achieve their dreams, whether that’s owning a home, expanding their business, or pursuing other opportunities.
At Homeland Financing, we pride ourselves on our commitment to exceptional customer service, and we work hard to ensure that each of our clients receives personalized attention and expert guidance throughout the loan process. Contact us today to learn more about how we can help you achieve your financial goals.
Most borrowers end up choosing between a big institution with enormous product reach and nobody who knows their name, or a local broker who will answer the phone but can only place a narrow set of files.
The net branch structure removes that trade-off. Sam owns and runs this branch, so you get a person who reads your file personally. NEXA supplies the lender network behind it, so that person is not limited to one institution's pricing sheet or one institution's appetite.
In practice that means when an underwriter says no somewhere else, there is usually somewhere else to go — and somebody here who knows where.
It also means speed, which is the part clients mention most. David had an approval in ten minutes and was shopping the next day. Daniel needed a pre-approval letter on a Sunday evening in the middle of a bidding war, got one, and won the house. Neither is a promise about your file — but both are the standard we work to.
“I was looking for a mortgage company that didn't view me as just another number. I wanted to be treated like a human being!” Brad J. · Frankfort, IL
The harder question
Halal financing. ITIN. DACA. Foreign national. Buying after a bankruptcy. These are not lucrative niches — they are harder files that take longer and require knowing guidance most loan officers never read.
They exist here because the people in them are otherwise stuck. An observant Muslim family renting for a decade because interest-bearing debt is not an option. A DACA recipient declined by four lenders, none of whom explained why. A taxpayer with an ITIN, a decade of filings, and no path to ownership.
None of those are actually rule problems. They are knowledge problems. So we learned the rules.
Our values
When you choose Homeland Financing, you get speed, options and expertise. Too many institutions are moving towards automation when what you really need is a human being to help!
But not here at Homeland Financing.
Yes, we can close a loan as fast as a rocket, but with a personal touch!
Speed is the whole advantage in a competitive market. We have turned a pre-approval around on a Sunday evening for a client mid-bidding-war — and he won the house.
Getting a home loan can be daunting, and that is completely normal. Our job is to take the anxiety out of it and keep you steady from first call to closing.
Nearly forty years of combined lending experience across the two founders, spanning conventional, FHA, VA, DSCR, commercial and the programs most brokers never touch.
We work for you, not a bank's product shelf. We lay out every option you qualify for, explain the trade-offs in plain English, and let you choose.
Clarity and communication at every step. You will always know where your file stands, what happens next, and what it will actually mean for you.
Most of our business arrives through someone who already trusted us. We treat the job as finished when you would happily send us a friend or a family member.
The people behind it
Nearly forty years of combined lending experience, built in these neighbourhoods and now working across twenty-seven states. The people who started this company still sit on the files.
Co-Founder & Operations Manager
NMLS #221307
More than 18 years in mortgage lending, across roles from Loan Originator to Recruiter, Team Leader and Vice President. Recognised as a top originator specialising in VA, DSCR and investor lending, commercial and other unusual loan products — alongside conventional and FHA. Known for moving fast when it counts: one client got a pre-approval on a Sunday evening and won the house.
Co-Founder & Sales Manager
NMLS #1338174
More than 20 years across mortgage and real estate, in roles from Loan Originator to Team Leader and Assistant Vice President. Also recognised as a top originator in VA, DSCR and investor lending, commercial and unique loan products, as well as conventional and FHA. Dana lives in Illinois with her husband and two children.
Prefer to just talk it through? Tell us what you're working toward and we'll tell you what's possible.
Call 708-888-1518The footprint
Most brokers can serve one. If you relocate, buy a second home, or build a portfolio across markets, you normally start over with a stranger every time.
Hover a state for detail
Start anywhere
However complicated it feels, we have almost certainly seen a version of it. A call costs nothing and you'll leave it knowing where you stand.
Or call 708-888-1518 — Mon–Fri, 9am–9pm CT.